


Starting your own business can be very scary in its self, let alone even thinking about the financial aspect, making enough money, providing for your family, creating a new life, the list goes on. As women, we tend to take all those worries on ourselves and that can hold us back from financial freedom.
Kristen Judd has a passion for helping women all over the world reach their financial goals in a realistic way. Learn more about her story and how she got started.
She is passionate about what she does and enjoys giving people the opportunity to leave their financial strife behind and move forward with a plan they can believe in and can grow with. She is a dynamic and sought-after speaker for educational workshops and seminars. She has found her home and loves being able to be of service whether it is her clients, fellow agents, or any of her team members. She is the host of Wine, Women and Wealth in the Westminster area and has been giving back to that community for 3 years now. Most recently, she published her first book, “Own Your Future.” It is the actual steps she used to catapult her business and career with Five Rings Financial. It teaches you to trick your brain into achieving crazy big goals with ease and joy.
Ed has a degree in Sales and Marketing from Colorado State University. He also has a background in owning several small businesses and most recently being a part of corporate America. He is a natural problem solver and brings to the table a relatability that is not matched by many. He is passionate about being in a position where he can use his interpersonal skills and problem solving skills to help families and business owners avoid some of the pitfalls that can adversely impact a family or business financially. He is also excited to get back to being a small business owner himself to gain back more control of his time, resources and creativity.
Connect with Kristen:
kristen@fiveringsfinancial.com
303-944-6195
http://livingbenefitsexperts.
http://linkedin.com/in/


These are a few words you might use to describe your latest Facebook video … but they also apply to Kelly Noble Mirabella, self-described social media geek and marketing consultant with Stellar Media Marketing.
With more than 11 years of social media marketing experience—and more than a few wacky costumes—Kelly brings tricky social media concepts to life through her fun, clear and memorable social media training videos and classes. Long before social media savvy was status quo, Kelly recognized how social media can take brand recognition, customer engagement, and marketing efforts to a radically new level.
What’s more, Kelly has spent the past two years learning to build Facebook messenger bots (aka “chatbots”), and now teaches others how to build them with simple, entertaining and, sometimes, 80s-themed tutorials.
Today, she teaches entrepreneurs, small business owners, and working professionals how to use social media to improve their businesses and achieve their goals. Kelly is known for her enthusiasm, creativity, and passion for demystifying social media—not to mention her playful costumes and thematic presentations. Whether trying out Facebook Live or building your own chatbot, you can count on Kelly to guide you with skill and flair for stellar results.

I have known Teresa and Eric for over 10 years, I met Teresa before I started my business, and through building relationships, we have been able to watch each other grow and evolve. Teresa and Eric are more than just a power couple they have such a deep connection that has carried them through thick and thin. Together they are living and creating their dreams. They are building a company, a community to help other small business owners. Hear more about her journey.
Raised by parents whom each owned small businesses, Teresa has an entrepreneur in her blood. She soon realized her love and passion for design during her education and mentorships with top designers and went on to open and run successful boutiques, interior design consultant for furniture and home décor, and launched Fashion Affair Magazine where she serves as president and editor-in-chief. In addition to managing her fashion magazine, Teresa joined husband Eric as vice president of Phoenix Business Development to help others realize their dreams and grow successful businesses.
Education & Affiliations
Present and Prior Business Ownership Experience


Amber and Caitlin are now the center of our interview series.
Though the stories how how we started freelancing differ, the key takeaways are the same. They start with us taking a leap of faith, knowing our values, listening to our target market, and focusing on our strengths rather than trying to tackle everything.
Our ability to run full-force into our new endeavor certainly paid off as we quickly built a six figure freelance agency and even last year experienced a 40% increase in business.
Today, Caitlin and Amber teach freelancers across the world to grow and thrive.
If you are looking to create a life you truly love, you may start to think of becoming an entrepreneur. Creating a business that you love and can help others is the best of both worlds, right?
In this interview with Ashley Howard, co-owner of Howard’s Cleaning Service, you will learn how her and her husband Billy are successful business owners. They started this business from the ground up and Ashley shares a few great tips if you are thinking of starting a service based business!
If it something you really want to do, just start your business and do it. Provide great customer service and get good at putting out fires as needed. You don’t know what is going to happen everyday, but just go with it!

This is one of my favorite parts of our coaching program, core values! When we start our business it is easy to get caught up in the day-to-day, making money, setting up a website, finding new clients. All of those ‘business’ things. We forget about our core values.
What if we reversed the order of how we start a business, if we started at square one, what do you believe in? If you think about it your core values are what has shaped you as a person. Phrases or words that your parents or family has been telling you for years, it’s the foundation of who you are and your belief system.
We need to do the same thing with our businesses. Set that foundation, what will our business look like, feel like and stand for? Your core values start with your WHY.
There are a lot of successful business owners that would say they wish they would have started with their core values from the beginning, a lot of them didn’t develop or even think of their company’s core values until later on in business, like years later!
We are wanting to save you some time down the road by talking about your businesses core values now!
Setting the foundation and creating the content. By having these core values in place it helps you and your company make decisions based on shared values. Everything from hiring the right help, to bringing on new clients, creating a successful partnership, etc.
Core Values are the base of your belief system. They are your morals, what is important to you each and every day. The reason behind what you do.
These core values create your vision and mission for your business and shape its future. In a sense, your core values create your businesses identity.
It is important to establish strong core values from the beginning.
Creating your core values can be a little more challenging than you think. Especially if it is more than yourself. If you have a business partner or team then we recommend having a conversation about what is important to each of you and how you can bring your individual core values into the business.
We talk a lot about creating your lifestyle, What does that look like? What defines success for you? What is important to you?
When you are using your core values in decision making you want to maintain that sense of integrity, clarity, and confidence. You want to stand behind your business core values and know what’s right.
Here are a few examples of different words that can be turned into core values.
Determining your core values takes some time and thought. Remember you are setting the foundation for your business success. You want to create your own values for your business.
I think it is important to check out other businesses values and see how they word them, but you are not just copying and pasting them for yourself.
Here are a few questions to think about when creating your core values
The Honest Company
SquareSpace
Zappos
More examples here
Once you have your core values defines it is crucial you have them listed on your website within the About page, on your marketing materials, your story, your social media, on your wall. These are great daily reminders for WHY you do what you do.
There are many reasons why it is important to have core values in your business. As a business owner or freelancer, we are our business. It shows our authenticity of who we are as a person.
Core values provide us the framework of how we see our business and how we want it to grow. It also helps with behavior for your employees and clients, setting those standards from the beginning.
This shows your business, clients, and potential clients why you are different, what you believe in and how those values play a role in your everyday decision making. People that have similar values will more likely want to work for you or do business with you. It gives them a sense of trust to help them understand your business on a deeper level.
Remember in the beginning I asked you what success looked like for you? These core values can help define that success for your business. Set standards and thrive!
Now that you have created your core values for your business and you now understand why they are so important to your business, it’s time to put them to work.
Think of your core values almost as a vision board for your business. It helps you find the direction in which you are wanting to continue to grow in. Top of mind!
Each business should have a list of core values, your core values are what makes your business run. What type of people you want to hire, or work with. This is the foundation of your business. Are you ready to create your today?
Happiness over flashiness – stop the confusion.
Gary V.
